Personal Finance

Why the Lloyds share price surged 6.3% on Wednesday

Inflation coming in lower than expected caused the Lloyds share price to jump 6.3% on Wednesday. But should long-term investors be paying attention? The post Why the Lloyds share price surged 6.3% on Wednesday appeared first on The Motley Fool UK.

Inheritance tax tangles and pension pot worries - what YOU asked our financial planning experts this year

Our financial planning channel has exploded in 2024 as a tough economic climate and change of government put our finances into firm focus.

I've saved £100k by 32 - but it's come at a cost

If I don’t need it, I don’t do it.

Here's how much life cost in 1995 compared to 2025

From a semi-detached to a Pot Noodle.

Europe's largest economy is facing a possible third consecutive year of recession

Forget this week's minor decrease in the UK inflation number.

Italy has no plans to strengthen golden power rules on financial sector

By Giuseppe Fonte and Valentina Za ROME (Reuters) -Italy has no plans to strengthen its "golden power" legislation to intervene in mergers and takeovers in the financial sector, Economy Minister Giancarlo Giorgetti said on Wednesday. The golden power rules, designed at the European Union level to fend off unwanted non-EU buyers, were expanded during the COVID-19 pandemic to shield companies

How to manage your money after being diagnosed with a serious illness

If you are diagnosed with a serious or even terminal illness, money might be quite far down the list of things you are worried about. But ignoring it at an early stage in your diagnosis could make your final days more stressful than they need to be or leave your family with a difficult mess to deal with when you die. Getting to grips with your fina...

Trump-fuelled stock market rally sends Wall Street profits to record highs

Wall Street’s biggest banks posted record profits after Donald Trump’s election triumph triggered a US stock market trading frenzy. JP Morgan reported a $58.5bn biggest annual profit on Wednesday, the largest in US banking history and beating its previous record of $49.6bn in 2023. Goldman Sachs’s annual profits also rose by 68pc to $14.3bn after a...

20 celebrities who have made bank as business owners

Being famous doesn't always mean you're rich, but these 20 celebrities are both. And they didn't just earn money from their talent. They're also very successful business owners.

How fashion became the go-to side hustle for working mothers

Meet the mums making serious cash from selling and renting their wardrobes

Exact amount of money you’ll need to retire – and 5 tips to achieve it

Examples of where inflation eased last month – and where it accelerated

Examples of where inflation eased last month – and where it accelerated - Prices fell faster in December than November for a handful of household essentials, including carpets, lighting equipment and irons.

7 things you might be wasting your money on – and 4 you should pay more for

US Economy in 'Goldilocks Scenario,' UBS Global Wealth Management's Tantia Says

UBS Global Wealth Management's Suresh Tantia says the US economy "is in great shape" and the S&P 500 could hit a new high off the back of strong corporate earnings. "We're in a goldilocks scenario where growth is holding up," Tantia tells Bloomberg Television. "We do expect the earnings of tech companies in Asia to rise substantially this year, especially in the AI space," he adds.

Bank of England's Taylor says it's time to cut interest rates

By Andy Bruce LEEDS, England (Reuters) -The Bank of England should move quickly to bring down interest rates given signs of a slowdown in Britain's economy, Alan Taylor, the BoE's most recently appointed interest rate setter, said on Wednesday. Taylor, an economics professor, voted to cut rates in November - when Bank Rate was cut to its current level of 4.75% - and again in December when the

Factbox-What is in the next Irish government's policy programme?

DUBLIN (Reuters) - Ireland's two dominant centre-right parties agreed a coalition deal with enough independent lawmakers on Wednesday to return to power for another five years and continue their previous high spending economic policy. Here are some of the key details of their policy programme: ECONOMIC POLICY The incoming government has pledged to run budget surpluses and fund "appropriate"

Women's Wealth Growing: How to Handle It Like a Pro

Even as women play catch-up because of the gender pay gap and caregiving responsibilities, they're winning financially.

Could YOUR pension fund a 35-year retirement? More are living to 100, here's how to go the distance

For today's workers, a 35-year retirement is a real possibility. But can they afford it? We look at how big a pension needs to be, and how to boost your pot.

Men exhibit stronger sunk cost bias than women when mating motives are activated

Men are more prone than women to exhibit sunk cost bias—the tendency to persist with an investment despite its disadvantages—when exposed to romantic cues, according to new research published in the Journal of Consumer Research. Surprisingly this effect is not limited to romantic contexts but also extends to consumer behavior, suggesting that deep-...

7 money mistakes that could give you a financial ‘fright’

7 money mistakes that could give you a financial ‘fright’ - From ‘zombie’ savings accounts to pensions horrors, here are some financial pitfalls that it really does pay to avoid.

The drop in inflation is good for your mortgage – but don’t celebrate just yet

The drop in inflation is good for your mortgage – but don’t celebrate just yet - Analysis: Milder inflation has brought hope that the Bank of England may lower interest rates, saving borrowers vast sums on loans and mortgages

Australia’s unemployment rate rises to 4% but uncertainty now lingers over expected RBA cut

The unemployment rate increased in December, while job creation also rose strongly, in a sign of a resilient labour market that is creating uncertainty over an expected interest rate cut next month. Australia’s jobless rate lifted to 4% in December, the Australian Bureau of Statistics data revealed on Thursday. At the same time, there were 56,300 additional people employed, as more people sought work. The employment data is one of the Reserve...

UK’s economy grows for first time in three months - but less than expected

UK’s economy grows for first time in three months - but less than expected - Gross domestic product (GDP) grew by 0.1 per cent in November, after falling in both September and October - but showed no growth in the three months to November

Taiwanese chipmaker TSMC posts 57% surge in profit thanks to the AI boom

Taiwanese chipmaker TSMC posts 57% surge in profit thanks to the AI boom - Taiwan computer chip maker TSMC has reported its profit in the last quarter rose 57%, buoyed by the artificial intelligence boom

Italy's public debt tops 3 trillion euros, highest on record

By Sara Rossi MILAN (Reuters) - Italy's public debt rose further in November, exceeding 3 trillion euros ($3.1 trillion) and hitting a record high, the central bank of the euro zone's third-largest economy said on Wednesday. The sustainability of Rome's huge public debt has long been seen as a crucial factor for the survival of the euro zone, and Italy has been the most sluggish economy in the

How to try and turn a small ISA into £200k, starting in 2025

Edward Sheldon highlights a simple three-step savings and investment plan that could help investors grow their ISA balances significantly. The post How to try and turn a small ISA into £200k, starting in 2025 appeared first on The Motley Fool UK.

What to do with your 401(k) when you retire

What to do with your 401(k) when you retire - For many employees, what to do with a 401(k) plan at retirement has been a foregone conclusion: Roll it over

The Impact of Renewable Energy on the US Economy

The Impact of Renewable Energy on the US Economy Get more from ClimateCosmos! What do you think about this topic? Share your thoughts in the comments below — we’d love to hear from you! Want more stories like this? Follow us and never miss out!

The ‘ruthless’ spending cuts that could save Britain from economic disaster

Ahead of the Budget, Rachel Reeves was clear: “There won’t be a return to austerity,” the Chancellor told BBC Radio 4’s Today programme. “There will be real-terms increases to government spending in this parliament.” It was a promise she followed through with in her record tax-raising Budget, which increased public spending by £70bn a year. Fast fo...

What is leverage in trading?

Trading strategies are designed to help individuals become more successful investors. Leverage is a type of trading strategy that involves being able to own a larger holding of assets than you’ve actually paid for. Here, Telegraph Money explains how leverage in trading works, and outlines the risks and benefits. What is leverage in tradingHow does ...

I took a pension lump sum: Should I pay off my £117k buy-to-let mortgage?

Should I use the lump sum now to cut out mortgage payments on my buy-to-let, or leave the cash to hopefully grow in value for the future?

British stocks rally as cooling inflation lifts sentiment

By Shashwat Chauhan (Reuters) -British stock markets rallied on Wednesday, with midcaps notching their best day in a month, as tame inflation reports from the UK and the U.S. fuelled expectations of more interest rate cuts this year. The blue-chip FTSE 100 closed up 1.2%, while the FTSE 250 midcap index jumped 2.8% to log its biggest percentage gain since Dec. 15. UK stocks were already higher

Mauritius PM at centre of Chagos deal demands £3.2 million cash seized from his safe by police

The prime minister of Mauritius is suing authorities to recoup £3.2 million in cash seized by police who raided his safe. Navin Ramgoolam, who has been at the heart of negotiations with the UK over the Chagos Islands, was arrested in 2015 on suspicion of conspiracy and money laundering after his surprise general election loss. Police investigated w...

How tax on personal savings works

Putting money aside is an effective way to save for special occasions or to build a rainy day fund in case of emergencies, but earn too much and the taxman may come calling. Depending on how much you earn and your personal tax band, there are a few allowances on savings that mean you can earn interest without having to worry about HMRC. But some al...

Average UK savings by age revealed – see how you compare

Money transfer firm CAB Payments to lay off about 20% of its staff

(Reuters) - British money transfer group CAB Payments said it would cut about 20% of its jobs as it aims to slash costs, and invest in artificial intelligence and automation amid weak trading and higher national insurance contributions by employers. "We can do more with less," CEO Neeraj Kapur said in a statement on Thursday. The company said its performance since October has been hit by a

5 Money Plants Indoor Decoration & Hanging Techniques You’ll Love | Grow Money plant//GREEN PLANTS

5 Money Plants Indoor Decoration & Hanging Techniques You’ll Love | Grow Money plant//GREEN PLANTS @GreenPlants5 In this video we share creative indoor decoration and innovative hanging techniques to display these vibrant green money plants. Ideas for incorporating these beautiful plants into your indoor garden design including hanging techniques and planter ideas. From elegant table arrangements to creative hanging planters and wall garden, we've got you covered and refresh your home with these versatile beauties. Learn how to grow and care for money plants as decorative elements in your space and tips on how to display them for maximum effect. Decorative pothos in your home or office with these simple and effective methods for optimal growth and beauty. Want to grow beautiful money plants at home? Find how to properly care for them and grow them as stylish decor elements with our helpful guide. The best ways to displaying these beautiful indoor plants in your home or office. #greenplants #moneyplant #moneyplantdecoration #gardeningtips #plants All Videos Playlists 1.Hanging Plants https://www.youtube.com/watch?v=wOo93qa5v5Y&list=PLKL1PRNUgwSByGAFgwDkr0uSWBz5KrYbN 2.Water Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSD_Pq5PCLi6ixKXCRJIXdt2 3.Snake Plants Growing Ideas https://www.youtube.com/watch?v=iLD4Ux4z2aY&list=PLKL1PRNUgwSA0hkxPgp3roijFJBuQNNda 4.Plants Decoration https://www.youtube.com/watch?v=haQrPNERfeE&list=PLKL1PRNUgwSDyTVU8p4zrPvQfRmrg89Mn 5.Hanging Garden Ideas https://www.youtube.com/watch?v=y5Y1RsiwQhU&list=PLKL1PRNUgwSA5VdGTjUuI14v1YtmzJrvk 6.Money plant Decoration https://www.youtube.com/watch?v=D8t5WtfgtjQ&list=PLKL1PRNUgwSCJK2GQsqrlZbHC9_rqXJit 7.Tabletop Planter https://www.youtube.com/watch?v=fLYwRRUkIFY&list=PLKL1PRNUgwSB49EXSWbxAqfZky_IwDTYb 8.Potting Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBo6KKnUyzGhoA-s747W0TX 9.Planter Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBXmwKst8ZnBgnlDvYnp52e 10.Water Fountain Ideas https://www.youtube.com/watch?v=Fg4x5gDqlrE&list=PLKL1PRNUgwSAgVc3O4xB5D5qjwqr6kEqr 11.Home Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSDFQqve1R-uJRKShVAK_oeP 12.Flower Garden https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSCb9XR-eefqc7zfFYbplgBg 13.Lucky Bamboo Ideas https://www.youtube.com/watch?v=XI78PNIjgEo&list=PLKL1PRNUgwSA_GhX47VLD239o7z3eGrkK 14.Coconut Bonsai https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAz7nkBUHoWKbuqO0rigrvg 15.Update Video https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSDyhvcDiHKjY5dBPgEeDBED 16.Airlayring and Grafting https://www.youtube.com/watch?v=DeYAa3ZXOro&list=PLKL1PRNUgwSDXyCC2w2gizxELhr6IBKD5 17.Bougainvillea Bonsai https://www.youtube.com/watch?v=fYhcpPwKEsQ&list=PLKL1PRNUgwSA0qeIjzd07P0TBNsXVh0EA 18.Money plant growing tips https://www.youtube.com/watch?v=PTxGdvA3flE&list=PLKL1PRNUgwSBXVgI3N3ejdDIj6AwYKyNK 19.Bonsai https://www.youtube.com/watch?v=Z2NS5HoVPNU&list=PLKL1PRNUgwSDGrJxEkZs-yBV-CPrRN0R5 20.Bonsai at Home https://www.youtube.com/watch?v=-L1OqorOpVY&list=PLKL1PRNUgwSCZL8mQqES1PJ3ZUUOMFc0i 21.Easy Bonsai Growing Tips https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAPZgSzabn_O-RCa6CaSLP6 22.You Can Start Bonsai https://www.youtube.com/watch?v=X-HZRupYrvQ&list=PLKL1PRNUgwSBzrDVladlFbFFYQRnvsPu_

How to make a side hustle work for you – what you need to know about taxes, budgets and marketing

How to make a side hustle work for you – what you need to know about taxes, budgets and marketing - A side hustle can be a good way to earn extra income while also helping you upskill and be your own boss

Intesa Makes First Spot Bitcoin Buy

Intesa Sanpaolo SpA has made its first spot Bitcoin purchase, buying roughly 1 million euros ($1 million) worth of the original cryptocurrency, as Italy's largest banking group pushes deeper into the asset class. Bloomberg's Anna Irrera has the story.

Threats to Europe accelerate the return of cash

While the future of cash seems uncertain, with a general trend towards reduced use, its total disappearance isn't yet on the agenda. The proof is in the Netherlands, Norway and Sweden... In the face of the Russian threat and cyber-attacks, Sweden, Norway and the Netherlands explicitly, but also other European countries indirectly, recommend that their citizens stock up on cash to be able to make cash payments if necessary. In Sweden, four out of...

Top 10 Countries that Pay You to Live!

The United States can be an expensive place to live. Housing, transportation, healthcare, and day-to-day expenses cause many Americans to look outside the US for better and more affordable places to live. Affordable is nice, but being paid to live in some place can be even better. Yes, believe it or not, some countries will pay you to move to the country and live there. They might pay you with tax breaks, real estate, or cold hard cash. Today, we look at 10 countries that will pay you to live there. Sometimes, it is tax breaks and other incentives; other times, it is cold, hard cash. We will list these countries and how you get paid. Got it? Get it? Good. Let's take a look. Top 10 Countries That Will Pay You to Live There Countries that pay you to live there Get paid to live in another country. Do you need a local Realtor for the area you want to move to? I have teamed up with HomeAndMoney.com to help you find one that suits your needs. Use this link: https://homeandmoney.com/briggs/ 💰Have Questions? Do you want to help find a place that fits?? My Cash App: $World2Briggs 🔶My Other Channels: 📺 On This Day https://www.youtube.com/channel/UCs9MGJ6xVKLKG_YsQkQNLjg?sub_confirmation=1 🏡Suite Life For Briggs https://www.youtube.com/channel/UCRIQ4mHp7f8cV0xiayhMSMw #unitedstates World According to Briggs, Travel, Real estate, Top 10, countries that pay you to move there, countries that pay you to live there, get paid to live in another country, get paid to live somewhere else, countries that will pay you, places that pay you to move there, best countries to move to, living abroad, Get Paid to move, expat retirement

ECB's Centeno sees interest rates falling to about 2% as inflation under control

By Sergio Goncalves LISBON (Reuters) -The European Central Bank should continue to lower interest rates to about 2% as inflation in the euro zone was generally under control, ECB policymaker Mario Centeno said on Wednesday. He said the rise in euro zone inflation to 2.4% in December "was already expected" and reflected the fall in energy goods prices in the same period in 2023. "The ECB

How Much Is A Plane In 2021 - Aircraft Prices & Why It Doesn't Matter

In this video, I'm going to tell you how you can buy a commercial plane, how much it costs and why that may not be the best idea. There are some pretty crazy price differences and some planes are effectively worthless despite costing half a billion dollars - so buckle up and let us go shopping!

Chipmaker NXP gets 1 billion euro loan from EIB for European projects

NIJMEGEN, Netherlands (Reuters) - Netherlands-based computer chip maker NXP said on Wednesday it has secured a 1 billion euro ($1.03 billion)loan from the European Investment Bank (EIB) to support research and development projects in five European countries. The EIB, the European Union's long-term lending institution, said the loan was part of a investment programme it launched last year aimed at

How much is TikTok worth and who could buy it?

How much is TikTok worth and who could buy it? - The supremely popular TikTok could be banned on Jan. 19 under a federal law that forces the video sharing platform to divest itself from its China-based parent company, ByteDance, or shut down its U.S. operations

Do you live 'for now' or prioritise the future? Why having money doesn't necessarily mean you can afford to spend it

There are times when the answer is very clear - if you don't have enough money in the bank to pay for something, you can't afford it.

Jobs that pay the most for under 30 hours work a week

March Madness will pay women's teams under a new structure approved by the NCAA

March Madness will pay women's teams under a new structure approved by the NCAA - Women’s basketball teams finally will be paid for playing games in the NCAA Tournament each March just like the men have for years under a plan approved Wednesday at the NCAA convention

Are you wealthy? How much in income, cash, property and pensions does it take to be rich

High income families are still building wealth and tend to be younger than the asset-rich older groups, says Sarah Coles, head of personal finance at Hargreaves Lansdown.

What is a cash Isa and how does one work?

If you have money to save then a cash Isa should be one of your considerations. It works in a similar way to a savings account, except that you’re limited to how much you can pay in each year (up to £20,000), and the interest your money earns will remain tax-free. There are several types of cash Isas to choose from and they’re offered by lots of ba...