Money

How much money it takes to be happy – according to the rich

What’s the one thing money can’t buy? Happiness – or so we’ve been told. A famous 2010 study led by psychologist Daniel Kahneman and economist Angus Deaton concluded that happiness increases with income until it levels off at $75,000 (around £57,000) per year. After that, more money does not equal more happiness. Over the years, however, many have ...

Australia’s unemployment rate rises to 4% but uncertainty now lingers over expected RBA cut

The unemployment rate increased in December, while job creation also rose strongly, in a sign of a resilient labour market that is creating uncertainty over an expected interest rate cut next month. Australia’s jobless rate lifted to 4% in December, the Australian Bureau of Statistics data revealed on Thursday. At the same time, there were 56,300 additional people employed, as more people sought work. The employment data is one of the Reserve...

I took a pension lump sum: Should I pay off my £117k buy-to-let mortgage?

Should I use the lump sum now to cut out mortgage payments on my buy-to-let, or leave the cash to hopefully grow in value for the future?

7 things you might be wasting your money on – and 4 you should pay more for

How to manage your money after being diagnosed with a serious illness

If you are diagnosed with a serious or even terminal illness, money might be quite far down the list of things you are worried about. But ignoring it at an early stage in your diagnosis could make your final days more stressful than they need to be or leave your family with a difficult mess to deal with when you die. Getting to grips with your fina...

How Much Is A Plane In 2021 - Aircraft Prices & Why It Doesn't Matter

In this video, I'm going to tell you how you can buy a commercial plane, how much it costs and why that may not be the best idea. There are some pretty crazy price differences and some planes are effectively worthless despite costing half a billion dollars - so buckle up and let us go shopping!

I've saved £100k by 32 - but it's come at a cost

If I don’t need it, I don’t do it.

Mauritius PM at centre of Chagos deal demands £3.2 million cash seized from his safe by police

The prime minister of Mauritius is suing authorities to recoup £3.2 million in cash seized by police who raided his safe. Navin Ramgoolam, who has been at the heart of negotiations with the UK over the Chagos Islands, was arrested in 2015 on suspicion of conspiracy and money laundering after his surprise general election loss. Police investigated w...

Do you live 'for now' or prioritise the future? Why having money doesn't necessarily mean you can afford to spend it

There are times when the answer is very clear - if you don't have enough money in the bank to pay for something, you can't afford it.

Eight key things to think about if you are buying a home in 2025: Paperwork, credit checks and more

Eight key things to think about if you are buying a home in 2025: Paperwork, credit checks and more - With a bumper crop of housing transactions currently going through the pipeline, experts explain some factors for house hunters to consider

Average UK savings by age revealed – see how you compare

Nationwide confirms special bonus payment for savers in February

Nationwide has announced a series of interest rate changes across some of its savings accounts from February

Exact amount of money you’ll need to retire – and 5 tips to achieve it

Trump-fuelled stock market rally sends Wall Street profits to record highs

Wall Street’s biggest banks posted record profits after Donald Trump’s election triumph triggered a US stock market trading frenzy. JP Morgan reported a $58.5bn biggest annual profit on Wednesday, the largest in US banking history and beating its previous record of $49.6bn in 2023. Goldman Sachs’s annual profits also rose by 68pc to $14.3bn after a...

Bank of England's Taylor says it's time to cut interest rates

By Andy Bruce LEEDS, England (Reuters) -The Bank of England should move quickly to bring down interest rates given signs of a slowdown in Britain's economy, Alan Taylor, the BoE's most recently appointed interest rate setter, said on Wednesday. Taylor, an economics professor, voted to cut rates in November - when Bank Rate was cut to its current level of 4.75% - and again in December when the

London stocks extend gains as markets eye Fed rate path

(Reuters) - British equities were broadly higher on Thursday, building on their strong gains seen in the last session as markets eyed potential interest rate cuts by the Federal Reserve this year following an easing core inflation reading. The blue-chip FTSE 100 was up 0.9% as of 1017 GMT, hitting its highest level in over a month, while the more domestically focussed FTSE 250 midcap index added

Nationwide, Lloyds, NatWest and Santander customers alerted to £252 payments

Millions missing out on free cash and told how they can bag a bonus

7 simple money-saving hacks that will boost your finances in 2025

Small habits can mean big savings.

Factbox-What is in the next Irish government's policy programme?

DUBLIN (Reuters) - Ireland's two dominant centre-right parties agreed a coalition deal with enough independent lawmakers on Wednesday to return to power for another five years and continue their previous high spending economic policy. Here are some of the key details of their policy programme: ECONOMIC POLICY The incoming government has pledged to run budget surpluses and fund "appropriate"

What is a cash Isa and how does one work?

If you have money to save then a cash Isa should be one of your considerations. It works in a similar way to a savings account, except that you’re limited to how much you can pay in each year (up to £20,000), and the interest your money earns will remain tax-free. There are several types of cash Isas to choose from and they’re offered by lots of ba...

20 celebrities who have made bank as business owners

Being famous doesn't always mean you're rich, but these 20 celebrities are both. And they didn't just earn money from their talent. They're also very successful business owners.

Intesa Makes First Spot Bitcoin Buy

Intesa Sanpaolo SpA has made its first spot Bitcoin purchase, buying roughly 1 million euros ($1 million) worth of the original cryptocurrency, as Italy's largest banking group pushes deeper into the asset class. Bloomberg's Anna Irrera has the story.

Money transfer firm CAB Payments to lay off about 20% of its staff

(Reuters) - British money transfer group CAB Payments said it would cut about 20% of its jobs as it aims to slash costs, and invest in artificial intelligence and automation amid weak trading and higher national insurance contributions by employers. "We can do more with less," CEO Neeraj Kapur said in a statement on Thursday. The company said its performance since October has been hit by a

5 Money Plants Indoor Decoration & Hanging Techniques You’ll Love | Grow Money plant//GREEN PLANTS

5 Money Plants Indoor Decoration & Hanging Techniques You’ll Love | Grow Money plant//GREEN PLANTS @GreenPlants5 In this video we share creative indoor decoration and innovative hanging techniques to display these vibrant green money plants. Ideas for incorporating these beautiful plants into your indoor garden design including hanging techniques and planter ideas. From elegant table arrangements to creative hanging planters and wall garden, we've got you covered and refresh your home with these versatile beauties. Learn how to grow and care for money plants as decorative elements in your space and tips on how to display them for maximum effect. Decorative pothos in your home or office with these simple and effective methods for optimal growth and beauty. Want to grow beautiful money plants at home? Find how to properly care for them and grow them as stylish decor elements with our helpful guide. The best ways to displaying these beautiful indoor plants in your home or office. #greenplants #moneyplant #moneyplantdecoration #gardeningtips #plants All Videos Playlists 1.Hanging Plants https://www.youtube.com/watch?v=wOo93qa5v5Y&list=PLKL1PRNUgwSByGAFgwDkr0uSWBz5KrYbN 2.Water Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSD_Pq5PCLi6ixKXCRJIXdt2 3.Snake Plants Growing Ideas https://www.youtube.com/watch?v=iLD4Ux4z2aY&list=PLKL1PRNUgwSA0hkxPgp3roijFJBuQNNda 4.Plants Decoration https://www.youtube.com/watch?v=haQrPNERfeE&list=PLKL1PRNUgwSDyTVU8p4zrPvQfRmrg89Mn 5.Hanging Garden Ideas https://www.youtube.com/watch?v=y5Y1RsiwQhU&list=PLKL1PRNUgwSA5VdGTjUuI14v1YtmzJrvk 6.Money plant Decoration https://www.youtube.com/watch?v=D8t5WtfgtjQ&list=PLKL1PRNUgwSCJK2GQsqrlZbHC9_rqXJit 7.Tabletop Planter https://www.youtube.com/watch?v=fLYwRRUkIFY&list=PLKL1PRNUgwSB49EXSWbxAqfZky_IwDTYb 8.Potting Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBo6KKnUyzGhoA-s747W0TX 9.Planter Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBXmwKst8ZnBgnlDvYnp52e 10.Water Fountain Ideas https://www.youtube.com/watch?v=Fg4x5gDqlrE&list=PLKL1PRNUgwSAgVc3O4xB5D5qjwqr6kEqr 11.Home Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSDFQqve1R-uJRKShVAK_oeP 12.Flower Garden https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSCb9XR-eefqc7zfFYbplgBg 13.Lucky Bamboo Ideas https://www.youtube.com/watch?v=XI78PNIjgEo&list=PLKL1PRNUgwSA_GhX47VLD239o7z3eGrkK 14.Coconut Bonsai https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAz7nkBUHoWKbuqO0rigrvg 15.Update Video https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSDyhvcDiHKjY5dBPgEeDBED 16.Airlayring and Grafting https://www.youtube.com/watch?v=DeYAa3ZXOro&list=PLKL1PRNUgwSDXyCC2w2gizxELhr6IBKD5 17.Bougainvillea Bonsai https://www.youtube.com/watch?v=fYhcpPwKEsQ&list=PLKL1PRNUgwSA0qeIjzd07P0TBNsXVh0EA 18.Money plant growing tips https://www.youtube.com/watch?v=PTxGdvA3flE&list=PLKL1PRNUgwSBXVgI3N3ejdDIj6AwYKyNK 19.Bonsai https://www.youtube.com/watch?v=Z2NS5HoVPNU&list=PLKL1PRNUgwSDGrJxEkZs-yBV-CPrRN0R5 20.Bonsai at Home https://www.youtube.com/watch?v=-L1OqorOpVY&list=PLKL1PRNUgwSCZL8mQqES1PJ3ZUUOMFc0i 21.Easy Bonsai Growing Tips https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAPZgSzabn_O-RCa6CaSLP6 22.You Can Start Bonsai https://www.youtube.com/watch?v=X-HZRupYrvQ&list=PLKL1PRNUgwSBzrDVladlFbFFYQRnvsPu_

The ‘ruthless’ spending cuts that could save Britain from economic disaster

Ahead of the Budget, Rachel Reeves was clear: “There won’t be a return to austerity,” the Chancellor told BBC Radio 4’s Today programme. “There will be real-terms increases to government spending in this parliament.” It was a promise she followed through with in her record tax-raising Budget, which increased public spending by £70bn a year. Fast fo...

Here's how much life cost in 1995 compared to 2025

From a semi-detached to a Pot Noodle.

UK’s economy grows for first time in three months - but less than expected

UK’s economy grows for first time in three months - but less than expected - Gross domestic product (GDP) grew by 0.1 per cent in November, after falling in both September and October - but showed no growth in the three months to November

France cuts interest rate on popular savings accounts

PARIS (Reuters) -French Finance Minister Eric Lombard decided on Wednesday to lower the regulated interest rate on popular tax-free savings accounts, offering French banks relief from payouts that exceed those offered by European peers. The ministry said Lombard was following a recommendation from Bank of France Governor Francois Villeroy de Galhau to lower the rate to 2.4% from Feb. 1 from the

The Impact of Renewable Energy on the US Economy

The Impact of Renewable Energy on the US Economy Get more from ClimateCosmos! What do you think about this topic? Share your thoughts in the comments below — we’d love to hear from you! Want more stories like this? Follow us and never miss out!

World Bank plans $20 bn payout for Pakistan over coming decade

The World Bank plans to loan cash-strapped Pakistan $20 billion over the coming decade to nurture its private sector and bolster resilience to climate change, Prime Minister Shehbaz Sharif said. Sharif said the World Bank funding would be used for "child nutrition, quality education, clean energy, climate resilience, inclusive development and private investment".

The Rule of 55: One Way to Fund Early Retirement

The Rule of 55 lets you access your retirement funds early. When paired with other strategies, it could help you kiss the office goodbye.

Italy's public debt tops 3 trillion euros, highest on record

By Sara Rossi MILAN (Reuters) - Italy's public debt rose further in November, exceeding 3 trillion euros ($3.1 trillion) and hitting a record high, the central bank of the euro zone's third-largest economy said on Wednesday. The sustainability of Rome's huge public debt has long been seen as a crucial factor for the survival of the euro zone, and Italy has been the most sluggish economy in the

Examples of where inflation eased last month – and where it accelerated

Examples of where inflation eased last month – and where it accelerated - Prices fell faster in December than November for a handful of household essentials, including carpets, lighting equipment and irons.

Jobs that pay the most for under 30 hours work a week

Europe's largest economy is facing a possible third consecutive year of recession

Forget this week's minor decrease in the UK inflation number.

Edmunds: The five biggest mistakes people make when buying a new car

Edmunds: The five biggest mistakes people make when buying a new car - Car-buying mistakes are easy to make, especially if you’re in a hurry or have fallen in love with a particular vehicle

Italy has no plans to strengthen golden power rules on financial sector

By Giuseppe Fonte and Valentina Za ROME (Reuters) -Italy has no plans to strengthen its "golden power" legislation to intervene in mergers and takeovers in the financial sector, Economy Minister Giancarlo Giorgetti said on Wednesday. The golden power rules, designed at the European Union level to fend off unwanted non-EU buyers, were expanded during the COVID-19 pandemic to shield companies

How tax on personal savings works

Putting money aside is an effective way to save for special occasions or to build a rainy day fund in case of emergencies, but earn too much and the taxman may come calling. Depending on how much you earn and your personal tax band, there are a few allowances on savings that mean you can earn interest without having to worry about HMRC. But some al...

How much is TikTok worth and who could buy it?

How much is TikTok worth and who could buy it? - The supremely popular TikTok could be banned on Jan. 19 under a federal law that forces the video sharing platform to divest itself from its China-based parent company, ByteDance, or shut down its U.S. operations

Men exhibit stronger sunk cost bias than women when mating motives are activated

Men are more prone than women to exhibit sunk cost bias—the tendency to persist with an investment despite its disadvantages—when exposed to romantic cues, according to new research published in the Journal of Consumer Research. Surprisingly this effect is not limited to romantic contexts but also extends to consumer behavior, suggesting that deep-...

Inheritance tax tangles and pension pot worries - what YOU asked our financial planning experts this year

Our financial planning channel has exploded in 2024 as a tough economic climate and change of government put our finances into firm focus.

Reeves looking at regulatory reforms in search for economic growth

Reeves looking at regulatory reforms in search for economic growth - Chancellor Rachel Reeves said she wanted to ‘tackle the barriers to investment’ ahead of the latest monthly GDP figures and a meeting with regulators.

Tesco Clubcard and Nectar can save you money on holidays as new 'flight tax' comes in

There are still ways to significantly reduce your travel expenses

Chipmaker NXP gets 1 billion euro loan from EIB for European projects

NIJMEGEN, Netherlands (Reuters) - Netherlands-based computer chip maker NXP said on Wednesday it has secured a 1 billion euro ($1.03 billion)loan from the European Investment Bank (EIB) to support research and development projects in five European countries. The EIB, the European Union's long-term lending institution, said the loan was part of a investment programme it launched last year aimed at

The drop in inflation is good for your mortgage – but don’t celebrate just yet

The drop in inflation is good for your mortgage – but don’t celebrate just yet - Analysis: Milder inflation has brought hope that the Bank of England may lower interest rates, saving borrowers vast sums on loans and mortgages

Could YOUR pension fund a 35-year retirement? More are living to 100, here's how to go the distance

For today's workers, a 35-year retirement is a real possibility. But can they afford it? We look at how big a pension needs to be, and how to boost your pot.

Are you wealthy? How much in income, cash, property and pensions does it take to be rich

High income families are still building wealth and tend to be younger than the asset-rich older groups, says Sarah Coles, head of personal finance at Hargreaves Lansdown.

Taiwanese chipmaker TSMC posts 57% surge in profit thanks to the AI boom

Taiwanese chipmaker TSMC posts 57% surge in profit thanks to the AI boom - Taiwan computer chip maker TSMC has reported its profit in the last quarter rose 57%, buoyed by the artificial intelligence boom

How to make a side hustle work for you – what you need to know about taxes, budgets and marketing

How to make a side hustle work for you – what you need to know about taxes, budgets and marketing - A side hustle can be a good way to earn extra income while also helping you upskill and be your own boss

Threats to Europe accelerate the return of cash

While the future of cash seems uncertain, with a general trend towards reduced use, its total disappearance isn't yet on the agenda. The proof is in the Netherlands, Norway and Sweden... In the face of the Russian threat and cyber-attacks, Sweden, Norway and the Netherlands explicitly, but also other European countries indirectly, recommend that their citizens stock up on cash to be able to make cash payments if necessary. In Sweden, four out of...