Money

Sterling gains as traders eye US tariffs

By Yadarisa Shabong (Reuters) - The British pound strengthened against the dollar and the euro on Thursday, as traders turned their attention to U.S. tariffs and the risk of an intensifying global trade dispute, a day after finance minister Rachel Reeves' fiscal update. U.S. President Donald Trump on Wednesday unveiled a 25% tariff on imported vehicles to be implemented on April 3, expanding a

Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains

In this video, we go over the best way to go about where to put your excess cash when you have an existing mortgage. What is the optimal decision? Is it really smarter to invest the money instead of paying off the home? What are the other intangible factors? All that will be answered today. Mortgage Payoff Calculator: https://www.calculator.net/mortgage-payoff-calculator FREE STOCKS + RESOURCES: 🏆 Webull Deposit a Minimum of $500 and Get a Guaranteed $50 Free Stock: https://www.webull.com/k/HumphreyYang 🏆 Webull UK: https://www.webull-uk.com/i/humphreyUK 💸 SoFi Checking & Savings: https://sofi.com/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply. RESOURCES: 💵 Free Templates: https://beacons.ai/humphreytalks/freedownloads 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com ▶️ See What I Invest In ➭ https://whop.com/c/critical-wealth/ytd 💳 My Favorite Credit Cards ➭ https://cardonomics.com/i/humphrey 👾 Join our free Discord Community: https://discord.gg/xJzsaGaaDE MY SOCIALS: Secret Channel -- https://youtube.com/@hug Instagram -- https://instagram.com/humphreytalks Twitter -- https://twitter.com/humphreytalks TikTok -- https://tiktok.com/@humphreytalks Rickie (Editor) ➭ https://instagram.com/coldgamerick WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! ⏱️ Timestamps: 0:00 - Start Here 0:55 - How Mortgages Actually Work 4:24 - Stock Market Returns 9:16 - Tips to Pay Off Mortgage Early

13 Things You Used To Be Able To Get For Under A Fiver, But Not Anymore

There was a time when a fiver could go a long way. A pint, a meal deal, even a trip to the cinema were all comfortably within budget. Of course, times have changed, and thanks to inflation, rising costs, and a bit of good old shrinkflation, many everyday items that were once considered cheap now...

Are digital wallets the future, or do we still need cash?

With more people moving away from cash and using digital wallets, we ask locals what benefits they see in this transition and whether they have any concerns about going fully digital.

Kirklees welcomes cash boost to tackle UK 'pothole plague' - but there's a catch

For the first time, local authorities must publish how many potholes they've filled or lose out on investment

Public sector wages to surge by £50bn despite Starmer’s Civil Service cuts

The Government’s pay bill is set to soar by more than £50bn per year by the end of the decade, despite efforts to trim the size of the Civil Service. Spending on central government employees will rise from £172bn last year to £225.7bn in 2029 to 2030, according to forecasts from the Office for Budget Responsibility (OBR). Rachel Reeves promised “to...

Dollar Tree to Sell Family Dollar for $1 Billion

Dollar Tree Inc. is offloading its Family Dollar chain for about $1 billion to Brigade Capital Management and Macellum Capital Management a decade after buying the business. Melius Research Head of Consumer and Retail Research Karen Short has more on the story.

North Sea oil firm to hand investors a maiden dividend as it returns to profit

After two consecutive annual losses, EnQuest rebounded to a $93.8million profit in 2024 even though its revenue slumped by approximately a fifth to $1.2billion.

The worst thing about getting rich quick, according to a lottery winner

A man whose family won the lottery when he was a teenager is opening up about the hardships of getting rich quickly. We often hear the tragic tales of how despite getting the fulfilment of no longer worrying about finances, lottery winners often end up either blowing it all, or getting severely depressed. Jayden Clark, from Adelaide, southern Austr...

BYD’s 2024 sales surpass the $100bn mark, overtaking rival Tesla

BYD has reported a record leap in sales, surpassing the $100bn mark for 2024 and beating rival Tesla. Meanwhile Elon Musk’s EV company has been targeted with a series of attacks and vandalism, as well as weekly demonstrations outside its Tesla showrooms over Elon Musk’s role in the Trump administration. Plus, Twitter’s iconic bird logo sold for $35 000 at an auction.

Child benefit tax return rules are changing – what is the high income child benefit charge?

High-earning parents will soon be spared the hassle of filing a tax return to pay back child benefit. We explain what’s changing and how the high income child benefit charge (HICBC) works

OpenAI Close to $40 Billion Funding Round

Bloomberg's Kate Clark discusses OpenAI's latest anticipated funding round led by SoftBank. She joins Caroline Hyde on "Bloomberg Technology."

The Chancellor is hopelessly boxed in and higher taxes are sadly inevitable

The Chancellor is hopelessly boxed in and higher taxes are sadly inevitable - Big changes in the world order require big changes in fiscal policy - something is going to have to give

20 celebrities who have made bank as business owners

Being famous doesn't always mean you're rich, but these 20 celebrities are both. And they didn't just earn money from their talent. They're also very successful business owners.

The Best MONEY SAVING Advice I Can Give

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The Richest Celebrities Who Made More Money Outside of Hollywood

The Richest Celebrities Who Made More Money Outside of Hollywood

Up 46% in a fortnight! Is this soaring ex-penny stock still a FTSE gem at 59p?

SRT Marine Systems (LON:SRT) has been one of the very best FTSE small-cap stocks to own after surging 132% in just six months. The post Up 46% in a fortnight! Is this soaring ex-penny stock still a FTSE gem at 59p? appeared first on The Motley Fool UK.

Psychologist warns 'money hoarders' they may 'never feel secure' due to financial disorder

Money hoarding is a complex issue that can rear its head at any age and can have a serious impact on a person's mental health as a psychologist delves into the little-known issue

Ranked: the world's most valuable substances

Diamonds, gold, and platinum are among the world's most valuable substances – but so are many materials you’ve probably never heard of.

Cash ISA Limits Confirmed for 2025–26 as Savers Urged to Maximise £40,000 Allowance

The Chancellor’s Spring Statement 2025 has confirmed that the annual limit for Cash ISAs will remain unchanged, allowing UK households to save up to £40,000 tax-free between now and April 2026. According to Express.co.uk, rumours of a drastic cut to ISA allowances have been put on hold, giving savers a unique opportunity to boost their savings befo...

Spring Statement sees Rachel Reeves confirm pay rise for three million people

Some people could be up to £1,400 better off

Martin Lewis gives verdict on spring statement as ISA reforms underway

Martin Lewis gives verdict on spring statement as ISA reforms underway - The money expert focused on household income and rumoured ISA changes in his initial reaction

EuroMillions jackpot to hit record £202MILLION tomorrow

The potential Friday night winner would top the ranks of the biggest EuroMillions wins by UK players, including the anonymous ticket-holder who scooped the existing record jackpot of £195million.

What is the UK's biggest export, and how much is it worth?

From diamonds and eggs to oil and cars, discover what the biggest export in your home country is and how much it's worth to the economy.

‘White gold’ mine worth hundreds of billion dollars found

A massive deposit of "white gold" worth $540 billion has been discovered at the bottom of a lake in Southern California.

How Istanbul mayor’s arrest shocked Türkiye’s economy

Türkiye has spent the past two years trying to win back investor trust — cutting spending, raising interest rates, and holding the line on inflation. But Istanbul mayor İmamoğlu’s arrest sent markets spinning: the lira plunged, reserves were drained. Our explainer looks at the economic cost of political risk — and why analysts are watching closely. #TürkiyeEconomy #İmamoğlu #Austerity #LiraCrisis #TCMB #PoliticsAndMarkets

New symbol revealed for UAE dirham in physical, digital forms

Abu Dhabi: The Central Bank of the UAE (CBUAE) unveiled a new symbol for the country’s national currency, the Dirham, as part of efforts to strengthen the UAE’s position as a global financial hub. New Identity The new Dirham symbol, derived from the English letter “D,” includes two horizontal lines representing financial stability and is inspired b...

The Ultimate Guide to Creating a High-End Look on a Budget

The Ultimate Guide to Creating a High-End Look on a Budget

How to Look After a Money Tree — Care for This "Prosperous" Plant, and Legend Says It'll Give You Good Fortune

Money might not grow on trees, but you reap what you sow when it comes to the care of this classic houseplant

32-Year-Old Built Nine Income Streams While Working A 9-to-5; Reveals Challenges And Lessons Learned

Investment Banker Nischa Shah, who shares videos on personal finance, self-development, and business on her YouTube channel, began her journey with a single income: her 9-to-5 banking job. Like many, she believed climbing the corporate ladder was the only path to financial security. But she eventually realised this approach had its limits. "Relying...

9 items you have around your home that are worth more than you think

Are these money myths holding you back from buying a home? Bust them!

Thinking about buying a home but feeling uncertain? You’re not alone! Many people hesitate due to common mortgage myths - misconceptions that could be stopping you from making one of the best financial moves of your life. Let’s break them down. Myth #1: Renting is cheaper than owning a home At first glance, renting may seem more affordable. But in ...

How to avoid paying tax on your pension

No one wants to pay more tax than they need to at any stage of life, but it’s particularly important to avoid paying too much tax on your pension when drawing down on your savings. The key to reducing how much tax you pay is by looking at the order in which you take your pension and other savings. In fact, prioritising which savings you use up firs...

Top investment scams to beware of

Fraudsters are finding ever more sophisticated ways of stealing your hard-earned money. Before parting with a penny, read our guide on the top investment scams and how to avoid them

10 countries that the super-rich LOVE (and 10 they hate)

Where in the world do millionaires want to live in 2025? Discover the countries that stand to gain and lose the most high-net-worth citizens.

What It’s Like to Get Stranded in a Foreign Country with No Money

What It’s Like to Get Stranded in a Foreign Country with No Money

15 surprising places where you can spend your US dollars

From the US Virgin Islands to the British Virgin Islands, discover 15 places outside America where the US dollar is official currency.

Savers face fresh tax threat as Reeves plans £1bn crackdown

Savers face shock tax bills after Rachel Reeves announced a crackdown on tax avoidance at the Spring Statement. The Chancellor hopes to earn an extra £1bn by routing out tax avoidance and inefficiencies, in part by giving HM Revenue and Customs (HMRC) more freedom to access savers’ bank data. The measure, thought to be under consideration as a part...

Wrexham's US revenue compared to UK becomes clear as huge wage bill figure emerges

Wrexham's latest accounts show they achieved a huge turnover of £26.7m under Ryan Reynolds and Rob McElhenney's ownership, with a large chunk of that coming from North America

College Degrees That Actually Help Make You Money (ranked)

A bachelor’s degree can mean earning $1,432 weekly, but some majors far exceed this. This ranking reveals the top-paying degrees supported by data from the BLS, PayScale, Indeed, and more. (The amounts in the headings are approximate averages.)

The 10 best-paid jobs in the UK – see if yours make the list

Mortgage-free home owners on the rise as the cash-rich pay off loans

Those who own their home without a mortgage outnumber those who are still paying them off, Department for Work and Pensions data shows.

Turkish police bust counterfeit factory, seize $7m in fake US dollars

On March 25, 2025, police raided an illegal money-printing factory in Mersin, Turkey. Over $7 million in counterfeit US dollars were seized, and three suspects were arrested. One suspect was caught with $132,000 in fake bills and blueprints to print more.

Earnings thresholds at which women and men would say someone is wealthy revealed

'Women can feel more financially vulnerable because of the gender pay gap, career breaks due to maternity leave or caregiving, and the impact of working fewer hours, which likely explains why they set a higher income threshold for wealth'

Premium bonds warning: NS&I 'likely to cut' interest rates AGAIN after update in Spring Statement

Premium Bond holders could be hit with even deeper cuts, as fears grow that NS&I will slash rates yet again—on top of the reduction already set for next month. NS&I is set to cut its prize fund rate from four per cent to 3.8 per cent in April, but experts warn this may be just the beginning of further reductions. The state-owned savings giant recor...

The world's wealthiest person in each decade of the last 200 years

What did it take to be the richest person in the world in 1820, 1850 or 1900? And how does that compare to today?

How to save money on the Tube: expert tips for beating fare increases

How to save money on the Tube: expert tips for beating fare increases - Maxine McCreadie, a personal finance expert, shares innovative hacks to help commuters save on Tube fares amid rising TfL costs. Discover ways to reduce travel expenses with railcards, off-peak journeys and more

Starmer says Government record shows ‘mindset’ opposed to tax rises

Starmer says Government record shows ‘mindset’ opposed to tax rises - The Prime Minister said he would not ‘write future budgets’ ahead of time.

Miliband forced to set aside £8bn over risky net zero plan

Ed Miliband has been forced to set aside £8 billion to cover the risk of a carbon capture disaster as the costs of net zero stack up. The Energy Secretary’s department has taken the charge to compensate companies in case the technology fails. It will in effect act as an insurance policy for risks ranging from CO2 leaks to simply not making enough m...

Rich People Often Don't Even Realize These Things Are Luxuries

Ever notice how some people breeze through life? Money opens doors most of us didn't know existed. These luxuries that the elite see as everyday necessities paint a fascinating world of privilege. Let’s look into it.