Personal Finance

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The economic difference between owning and renting a home

The chief executive of Worldwide Financial Planning compares average rents, repairs and mortgages


The problem with finding affordable travel insurance when you reach 60

There are advantages to being an older traveller, including the free or reduced-price access they get to many sights and attractions in Europe. But there are disadvantages too. In particular, the significantly higher prices which kick in when arranging travel insurance and steep increases for pre-existing medical conditions. We aren’t just talking ...


Nokia sees double-digit fall in profit and sales due to weak 5G market

The Finland-based company reported a 20% fall in net profit for the April-June period.


Billionaire Warren Buffett’s 5 top tips for making your fortune


People with these five PIP conditions could receive £470 every month to help with daily life

People with these five PIP conditions could receive £470 every month to help with daily life - Health issues that qualify include certain mental health conditions and neurological disorders


Vanguard vs Hargreaves Lansdown: which platform works best for you

Vanguard and Hargreaves Lansdown are two of the biggest investment platforms, sometimes called fund shops or stockbrokers, in the UK. Hargreaves Lansdown has more than 1.8 million customers investing over £149bn. Vanguard has around 635,000 British customers with around £24bn of savings – and millions more customers around the world. They are both ...


Chargeback: how it works, and how to dispute charges

If you have a dispute over a purchase made with your card, you may be able to get your money back from your bank or card issuer, using a process known as chargeback. Although chargeback doesn’t carry the same legal weight as Section 75, it can be a useful way of settling a dispute – particularly if your transaction isn’t covered by that legislation...


Average net worth of Americans by age — see how you compare


Do you live 'for now' or prioritise the future? Why having money doesn't necessarily mean you can afford to spend it

There are times when the answer is very clear - if you don't have enough money in the bank to pay for something, you can't afford it.


Nectar points: the best ways to collect and spend them

If you regularly shop at Sainsbury’s, you’ll probably have a Nectar card in your wallet. But are you taking full advantage of it? Nectar is one of the UK’s biggest loyalty schemes, rewarding shoppers with points that they can either spend with other partner brands or redeem to save money at the till. Here Telegraph Money takes a closer look at the ...


Martin Lewis shares one rule everyone with a pension needs to know

He said 'don't worry' but has urged people to take action as soon as they can


August 2024 dates for benefits and pensions payments as Labour pledges to tackle cost of living

August 2024 dates for benefits and pensions payments as Labour pledges to tackle cost of living - All the essential cost of living information you need as the DWP comes under Labour management


How to get organised at home – boosting your health and adding value to your home in the process

How to get organised at home – boosting your health and adding value to your home in the process - Being well organised is key to a calmer space, and can also improve your home’s worth. By Sam Wylie-Harris.


Pret A Manger announces major overhaul of subscription offer, with changes to coffee perks

Pret A Manger announces major overhaul of subscription offer, with changes to coffee perks - Club Pret subscribers will soon get 50% off up to five barista-made drinks a day for a reduced monthly fee of £10


The high street brands worth re-selling on Vinted – and the ones to keep in your wardrobe

As another spring wedding season draws to a close, you may be staring into a wardrobe full of worn-just-once dresses. Will you want to wear them again? To keep, or to sell? It’s a dilemma that feels particularly relevant with wedding guest outfits – you’ve worn the same style to a couple of ceremonies, but might buy something different for the next...


Unlock High Earning Potential: Top 6 High-paying Industries In The US

Many professionals, driven by the aspiration to unlock high earning potential, often feel uncertain about where to focus their career. This uncertainty can be disheartening, especially if it's taking you years to pinpoint on which profession to actually pursue. However, job search powerhouse, Indeed, offers an insightful option. Their recent study ...


Your money will go further in this sun-drenched North African holiday destination

Your money will go further in this sun-drenched North African holiday destination - The value of the pound has risen against 93 per cent of currencies in top travel destinations


As GSK’s share price drops 15%, should I buy, sell, or hold?

GSK’s share price has fallen on negative developments for two of its drugs, but it still has a strong core business with excellent growth prospects. The post As GSK’s share price drops 15%, should I buy, sell, or hold? appeared first on The Motley Fool UK.


Bitcoin App Strike Launches in the UK

Strike CEO Jack Mallers joins Ed Ludlow to discuss crypto market trends and the company's decision to launch its global Bitcoin app in the UK. He speaks on "Bloomberg Technology."


Intuitive Surgical results beat on growing demand for surgical robots

(Reuters) - Intuitive Surgical on Thursday beat estimates for second-quarter profit and revenue on growing demand for its surgical robots used in minimally invasive procedures, sending its shares up 6.7% after the bell. Investor expectations around medical device makers have grown lately on hopes of elevated demand for surgical procedures as people, especially older adults, opt for medical


‘We bought our first home at 21 - and without help from the Bank of Mum and Dad'

The couple had been saving since they were both 13.


Eight inheritance tax traps that could cost your family a fortune

From making gifts during your lifetime to setting up trusts, there are many legitimate ways to pass down money to loved ones without incurring tax. But, do your homework beforehand.


Martin Lewis warns 'expect to be pursued' and says 'you're obligated to pay'

The ITV The Martin Lewis Money Show star and BBC Sounds podcast presenter has spoken out via his social media account.


Kevin O'Leary Says It Is Possible To Retire With $500K and No Extra Income - Here's How

More people are increasingly paying attention to retirement planning, as older millennials near 45 and GenZ are starting serious financial planning earlier, with some planning to retire by 60. The growing trend of more conscious spending and saving for the future amid looming risks of Social Security benefits reductions within a decade has led to m...


Celebrities are getting $2,000 MRI scans to learn about their health. Should you?

Celebrities are getting $2,000 MRI scans to learn about their health. Should you? - Celebrities and influencers are helping promote high-tech medical scans that companies claim can help catch deadly diseases, including cancer


Macy's Ends Buyout Talks With Two Investors

Macy's ended buyout talks with two investors. The stock sank as much as 15%. Abigail Doolittle reports.


Groceries are expensive, but they don't have to break the bank. Here are some tips to save

Groceries are expensive, but they don't have to break the bank. Here are some tips to save - If you’ve noticed that you’re paying more than before for the same amount of groceries, you’re not the only one


Have a home, or have a life? The brutal reality young adults face

Increasingly, Millennials and Gen Z are also being forced to make brutal choices about what they can and cannot afford to do


Will Labour end the 25% tax-free pension lump sum and should I take mine now to protect it?

If the 25% tax free allowance is removed would you advise on starting to plan to take that now - and how much notice will we get of any changes?


Money won’t make you happy but your personality will, study finds

Money and other life circumstances are far less important to life satisfaction than personality is, according to a new study. In one of the most comprehensive studies on the topic, experts found that 80 per cent of the differences in people’s general life satisfaction could be traced back to their personalities, while individual life circumstances ...


Rachel Reeves has £3bn of Bitcoin – and could make the same mistake Gordon Brown did

Most people may not realise it but the UK owns more than £3bn of Bitcoin. Thanks to seizures from criminals, the Government now faces the dilemma of what to do with it. Twenty-five years on from then chancellor Gordon Brown’s infamous sale of the nation’s gold reserves, can Rachel Reeves avoid following in his footsteps of underselling the public’s...


Europe's central bank hits pause on rate cuts as inflation takes its sweet time to come down to 2%

Europe's central bank hits pause on rate cuts as inflation takes its sweet time to come down to 2% - European home buyers and businesses are going to have to wait for lower interest rates


Job titles with most expensive car insurance - is yours on the list?

Is your job on the list?


What business expenses can self-employed people write off against tax? HEATHER ROGERS explains

All tax practitioners have at some point had a client who happily asserts that someone they know claims 'everything', and then had the unenviable task of putting the increasingly crestfallen client straight.


Should you offer kids money for good grades? Here's what psychologists think

As exam season approaches, some parents are putting hundreds of pounds aside to reward their children if they achieve certain grades.


Good Energy strikes deal with renewables co-operative Ripple

The agreement will mean the company's customers can buy into large-scale green energy projects and earn credit on their accounts


Hot wage rises put changes of August interest rate cut into the shade

Hot wage rises put changes of August interest rate cut into the shade - September looks more likely to provide the moment the cost of borrowing comes down from a 16-year peak


Five important details to look for in your broadband bill

Keep an eye out for these five important broadband bill details. Knowing them could save you money.


Top 10 most expensive US states to live in – see if yours makes the list


Will Labour start means testing the state pension? How would it work?

What would Labour possibly consider means testing and how would that affect the state pension? Finance expert Mike Ambery, left, replies,


I'm inheriting £10m - can I set up an investment trust to manage it for my family and cut tax?

I am being left £10million, could I create an investment trust? I would like to manage my family's wealth and enable members of the family to have a stake in it.


Sterling dips, UK wage data muddles BoE outlook

By Amanda Cooper LONDON (Reuters) - The pound dipped on Thursday, but still headed for a fourth weekly gain versus the dollar, after another round of UK data fed into the view that the Bank of England may not have as much scope to cut rates at its August meeting. Official UK data showed average weekly earnings excluding bonuses - a key gauge of inflation pressure for the BoE - grew by 5.7% in


Archaeologists hunting £15billion treasure find axe - first evidence it exists

Amateur archaeologists hunting an undiscovered treasure trove said to be worth £15billion say they have discovered the first evidence it exists - an ancient axe. The discovery of a 10th century weapon is said to "very strongly support" the possibility that the fabled 'Lemminkäinen Temple', and the priceless hoard it is thought to contain, is real.


‘I’ve had it a decade and it’s still going strong’: 18 everyday products that save you money and make life easier

We all have something – a clever hack, a gadget or an investment purchase that saves us money, often over time – and usually helps cut down on waste, too. From a set of cheap funnels that make decanting bulk-bought products a doddle, as well as saving on packaging, to a sewing machine for running up repairs, curtains and even baby clothes, these everyday items make life cheaper and easier. Heated throw As a chronically cold person – the kind who...


20 actors who have been in multiple billion-dollar movies

Few actors can say they have had a role in a billion-dollar movie, but these 20 can say that and more. Each of them has had a role in multiple billion-dollar movies.


Want to Move to France? What to Consider Financially

Before you start packing, you might want to check out the potential impacts on your taxes, investments, retirement planning and estate planning.


Five Financial Changes That Happen When Your Spouse Dies

Some of these could catch surviving spouses by surprise, so it’s a good idea to know what to expect in case something happens.


Danger of pricing your home too high... and why it's backfiring on over-ambitious sellers

Homes that are reduced in price are twice as likely to fall through, take much longer to sell and are more likely to not be sold at all. So why do sellers keep doing it?


How much are student loans, when do you start paying back and what is the interest?

Basically, student finance is a government-financed loan that covers university students' tuition fees and living costs for the duration of their study.


Recruiter shares 3 things you should lie about in every job interview

Honesty is the “best policy,” we’re told. Well, apparently not when it comes to job hunting. Sure, fabricating achievements on your CV will inevitably come back to bite you on the backside but there are certain instances where erring from the truth is vital to your success, according to a recruitment influencer. Bonnie Dilber has amassed a loyal fo...